Customized Semi-Truck
Financing Program

Big Star offers flexible financing options to get you into a truck. No matter what type of commercial truck you need, we can finance it. If we don’t have it at our yard we will search our wholesaler’s inventory looking for the perfect truck for you. We offer great services, and are committed to enhancing our offerings for your benefit!

We approve 90% of our applicants because we customize our financing terms to fit your needs.

How Our Truck Financing
Process Works

  • Apply by Phone or Online 
    Get pre-approved by filling out our short application!
  • Select Your Truck.
    A member of our sales team will assist with finding the right truck for you.
    You'll work with the same sales rep. from the moment you apply 'till you drive off the lot.
  • Provide Proof of Revenue 
    Send in proof of income.
  • Generate Custom Lease Financing Terms
    With our in-house underwriting, approvals can typically be done within 24hrs. 
    We'll work with you to find terms that fit your financial situation.
  • Sign and Drive
    We'll work out the logistics to get you into your new truck.
    Sign the contracts and hit the road.

Minimum Criteria to Lease

  • $3,500 Drive-Off
  • No Active Bankruptcy
  • Proof of Revenue
  • No Child Support

Truck Finance Options for All

  • Owner Operator Finance
  • Fleet Finance
  • StartUp Finance
If you have any more questions about how to get into your own truck, Call: 888-411-1033

Providing Truck Financing for Bad Credit,
No Credit and Everything In-Between

Here to help your Truck Financing Questions

The best truck to buy is based on the nature of your business: What do you haul, where are you hauling it and what are your personal preferences. Big Star offers a variety of Years, Makes, Models, and specifications and our Account managers are here to help find the best truck for you and your business. We offer Freightliners, Peterbilts, Kenworths, Volvo’s and Internationals in our inventory. We have trucks spec’d for dry van, flatbed, refer and if we don’t have the truck or trailer you are looking for we have a network of Dealers and Carriers that will help us find it at a wholesale price we pass on to you. Call our account managers at 888-411-1033 to help find the perfect truck for you.

There are many options when purchasing a used semi-truck from large dealers, mom and pop shops, carriers and auctions. Each has their advantages and disadvantages and Big Star has a network of all of these sources that sell us trucks at wholesale pricing that we are able to pass the savings on to you. Since we buy large amounts of trucks from all of these sources we can utilize our buying power to get the perfect truck for you at the best price.

We have a network of carriers and dealers we purchase inventory from including Velocity Truck Center, Inland Kenworth, MHC Kenworth, Rush Truck Center, RWC Group, Arrow, Vanguard Truck Center, Swift, Werner, Knight. Every truck goes through a pre-purchase inspection from a Big Star. After purchase the truck is taken to a 3rd party mechanic for an oil change, transmission flush fuel filters, dot inspection and 130 point inspection attempting to catch any mechanical issues the truck may have. Following the 3rd party inspection the truck is brought to the Big Stars holding yard where it is cleaned and prepped for pickup.

Year, Make, Mileage and source can make the price vary. Big Star Offers Flexible payment options between 9 and 48 months and payments can vary depending on the price of the truck, from $1,500-$3,000 per month. Call us at 888-411-1033 and we can create a payment plan for any truck you are looking for.

Big Star Offers some of the lowest Down payments in the industry starting as low as $2,500. Monthly payments range depending on the price of the truck and the length of the deal from $1,500-$3,0000.

Yes! Big Star works with any credit profile. Most lenders decision off credit scores and require “A or B” credit profiles but Big Star decisions off all the factors that will determine your future success. The only disqualifiers we have are if you are currently in an active Bankruptcy or if you have Delinquent Child Support.

With our network of Wholesale dealers we can find just about any truck. Generally we keep Freightliners, Peterbilts, Kenworths and Volvos in stock. Give us a call at 888-411-1033 and let us know what you are looking for and we will find it for you at the best price possible.

Then Call us at 888-411-1033 and let us know what you are looking for. We have a large network of dealers and carriers that we can purchase trucks from all over the country. We will work to find the truck you are looking for at a reliable seller who will give us the best deal that we will pass on to you.